Money problem's can be fixed, but you have to be willing to make those life style changes and put plans in place to resolve them. Learn new skills to earn more and/or spend less on the things that you don't really need or use often. Design a life style of your own that you are happy with and not one that you see on T.V. or social media.
If you want to increase your life style, find out what it takes to make that life style happen. A bigger lifestyle will not work when there is little income to support it; there is no equilibrium...the outflow is greater than the inflow.
We can help you realize a new plan where your current one is not working when it comes to home ownership.